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If you are unable to sign up online or have difficulty doing so, you can call the toll-free number for the SSA at 800-772-1213 (800-325-0778 for TTY) or contact your local Social Security office ...
The general Social Security earnings-test limit in 2025 is $23,400 (up from $22,320 in 2024). You'll have $1 in Social Security withheld for every $2 you earn above that limit.
If you’re before full retirement age: Those earning more than the earnings limit ($22,320 for 2023) will have $1 withheld from their Social Security benefit for every $2 earned above the limit.
The earnings test does not apply if a person is at or beyond the normal retirement age, is under the normal retirement age but has disability payments, or is living outside of the United States and working in a job that is not covered by Social Security. [2]
To earn the highest possible Social Security payout, do your best to record at least 30 years of high(er) earnings, and be sure to verify that your account accurately reflects your earnings. [rock ...
Image source: Getty Images. 1. Understand how your claiming age affects your benefits. The government bases your Social Security benefits on your income during your working years and your age at ...
If You Worked 30 Years: Social Security will add five zero-income years to reach the 35-year mark. Those zeros lower your average, meaning you'll have a smaller benefit than if you'd had a full 35 ...
Earnings record: You should see a year-by-year earnings record on your statement that details how much income you earned each year you worked. Double-check that the information looks accurate.