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However, if the test drive is part of a private sale, it may be up to the private seller's car insurance to foot the bill if damage occurs. The Bottom Line.
A pre-purchase inspection is an independent, third-party professional service that evaluates a vehicle’s condition before a purchase offer is made.Consumer protection organizations such as the Federal Trade Commission, [1] the American Bar Association, [2] insurance companies, and states recommend an independent pre-purchase inspection.
When you drive someone else's car, their insurance acts as the primary coverage, while your policy would step in as backup if damages exceed their policy limits. However, this general rule has two ...
Vehicle insurance in the United States (also known as car insurance or auto insurance) is designed to cover the risk of financial liability or the loss of a motor vehicle that the owner may face if their vehicle is involved in a collision that results in property or physical damage. Most states require a motor vehicle owner to carry some ...
Vehicle insurance (also known as car insurance, motor insurance, or auto insurance) is insurance for cars, trucks, motorcycles, and other road vehicles. Its primary use is to provide financial protection against physical damage or bodily injury resulting from traffic collisions and against liability that could also arise from incidents in a ...
In a 2024 survey by Cambridge Mobile Telematics (CMT), the telematics service provider behind many major insurers’ usage-based apps, 92 percent of respondents either agreed or strongly agreed ...
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