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  2. How to save for a home down payment when rates are falling - AOL

    www.aol.com/finance/save-home-down-payment-rates...

    Down payment assistance is usually only available to first-time homebuyers and low- to moderate-income buyers, with the income threshold based on location. These programs are offered by state and ...

  3. How to save for a down payment - AOL

    www.aol.com/finance/save-down-payment-202835260.html

    4. Look for down payment assistance programs. Down payment assistance could be an option if you’re struggling to save, especially if you’re a first-time buyer. This assistance can come in ...

  4. Down payment assistance: How it works and how to get it - AOL

    www.aol.com/finance/mortgage-down-payment...

    Many down payment assistance programs are available through state housing finance agencies. Some major cities, nonprofits and even mortgage lenders administer their own programs, as well.

  5. American Dream Downpayment Assistance Act - Wikipedia

    en.wikipedia.org/wiki/American_Dream_Downpayment...

    However, providing down payment assistance to income-eligible buyers has always been an eligible use of HOME funds, so many of the state and local governments that receive HOME funds, called "participating jurisdictions" or "PJs," continue to operate down payment assistance programs locally.

  6. Down payment - Wikipedia

    en.wikipedia.org/wiki/Down_payment

    Homebuyer assistance programs vary by state and can amount to up to three percent of the loan amount for down payment or closing costs. Some states have special programs supporting home purchases in selected geographic areas. [3] There is more risk for lenders when individuals purchase a home as an investment property.

  7. Home Affordable Refinance Program - Wikipedia

    en.wikipedia.org/wiki/Home_Affordable_Refinance...

    The Home Affordable Refinance Program (HARP) was created by the Federal Housing Finance Agency in March 2009 to allow those with a loan-to-value ratio exceeding 80% to refinance without also paying for mortgage insurance.

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