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  2. Should I get a personal loan? Here are the pros and cons - AOL

    www.aol.com/finance/pros-cons-personal-loans...

    That can make it difficult to get approved for mortgages and car loans. Should I get a personal loan? Personal loans are an attractive option, especially if you need quick cash. But as Bankrate ...

  3. What is a personal loan? How it works — and what to know ...

    www.aol.com/finance/what-is-a-personal-loan...

    Advertised interest rates range from 8% to 36%, though the average interest rate on a two-year personal loan was 11.92% as of May 2024, according to the Federal Reserve Bank of St. Louis.

  4. Common personal loan myths — and the actual facts you ... - AOL

    www.aol.com/finance/common-personal-loan-myths...

    Myth: It is hard to get approved for a personal loan Personal loan approval is generally based on just a few key criteria: your employment and income history, your credit score and your debt-to ...

  5. Where to get a personal loan - AOL

    www.aol.com/finance/where-personal-loan...

    The bank will perform a hard credit check and review your personal information before lending to you. However, many banks are following the lead of online lenders and offer prequalification so you ...

  6. How to get a personal loan in 9 steps - AOL

    www.aol.com/finance/personal-loan-8-steps...

    Next steps: Check the websites of some personal loan lenders to get an idea of the rates and terms they offer. You should also check their rates and use them with a personal loan calculator to get ...

  7. What is a personal loan? What you should know before you apply

    www.aol.com/finance/personal-loan-213206505.html

    A personal loan works a lot like an auto loan. You borrow money from a lender and pay it back in equal payments over a term of up to seven years. However, unlike a car loan, most personal loans ...

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