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  2. Mortgage application: What’s included and how to prepare - AOL

    www.aol.com/finance/mortgage-application...

    A loan officer can help you determine which loan is right for you and help you identify the loan’s terms and conditions. 44.8% Percentage of new mortgages that were conventional loans in 2023

  3. Common reasons why mortgage applications get denied - AOL

    www.aol.com/finance/why-mortgage-application...

    Such automated underwriting, as it’s officially called, is the norm nowadays — part of the reforms to the mortgage financing world developed after the 2007–09 mortgage meltdown and ...

  4. How to get a mortgage when you’re self-employed - AOL

    www.aol.com/finance/mortgage-self-employed...

    If you’re self-employed, the loan approval process will be somewhat similar to that of a W-2 salaried applicant: You’ll need to provide certain documentation to verify your income and prove to ...

  5. Mortgage questions to expect from your lender - AOL

    www.aol.com/finance/mortgage-questions-ask...

    Expect mortgage lenders to ask about various details, from the specific loan you are seeking to your desired closing timeline and whether you plan to have a co-borrower on the loan.

  6. Verification of employment - Wikipedia

    en.wikipedia.org/wiki/Verification_of_employment

    Verification of Income and Employment (VOIE) is a process [1] used by banks and mortgage lenders in the United States to review the employment history of a borrower, [2] to determine the borrower's job stability and cross-reference income history with that stated on the Uniform Residential Loan Application (Form 1003).

  7. 13 Tips On How To Get Preapproved for a Mortgage - AOL

    www.aol.com/13-tips-preapproved-mortgage...

    “The problem here is you don’t know the experience level of the loan officer, and if they asked the right questions, correctly viewed and calculated the borrower’s income or reviewed the ...