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Ramsey was born in Antioch, Tennessee, to successful real estate agents and developers. [2] He attended Antioch High School where he played ice hockey. [citation needed] At age 18, Ramsey took the real estate exam [2] and began selling property, working through college at the University of Tennessee, Knoxville, [2] where he earned a Bachelor of Science degree in finance and real estate.
The Total Money Makeover: A Proven Plan for Financial Fitness is a personal finance book written by Dave Ramsey that was first published in 2003. [1] [2] [3] An updated edition was published in 2007 and 2013. It proposes methods of getting out of debt, staying out of debt, and corrects myths about money.
Ramsey suggested investing 15% of your gross income in good mutual funds, something you can do through tax-advantaged retirement accounts like an IRA or 401(k). The reason for the 15% goal is simple.
Produces books written by Dave Ramsey and the Ramsey Personalities, along with additional select authors. Topics range from personal finance to career development and mental health, as well as children's books. Some of the Ramsey Press bestsellers have included: [44] Dave Ramsey’s Complete Guide to Money (2011) by Dave Ramsey
Ramsey’s suggested debt snowball method entails making minimum payments on all your debts, but making bigger payments on the smallest debt to pay it off first.
Read More: 4 Secrets of the Truly Wealthy, According to Dave Ramsey. Try This: 3 Things You Must Do When Your Savings Reach $50,000. ... Ramsey suggested taking a moment to breathe. After that, he ...