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Afterpay Limited (abbreviated as Afterpay) is an Australian technology company and a buy now, pay later (BNPL) lender. [1] [2] Founded in 2014 by Nick Molnar and Anthony Eisen, it is now owned by Block, Inc. [3] As of 2023, Afterpay serves 24 million users, [3] [4] processes US$27.3 billion in annual payments, [5] and ranks among the three most-used BNPL services globally.
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Molnar and Eisen continued to lead Afterpay's merchant and consumer businesses following the acquisition. [ 61 ] [ 31 ] As of 2023, Afterpay serves 24 million users and 348,000 merchants, [ 88 ] [ 89 ] processing US$27.3 billion in payments annually. [ 90 ]
Affirm Holdings, Inc. is an American technology company that provides financial services for shoppers and merchants. [4] [5] [6] Founded in 2012 by PayPal co-founder Max Levchin, [7] it is the largest U.S. based buy now, pay later lender.
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At the same time, Tyro announced a partnership with Afterpay. [5] In 2015, Tyro was granted a "banking licence", becoming an "Authorised Deposit taking Institution (ADI)". [6] It was the first Australian technology company to be granted this licence by the Australian Prudential Regulatory Authority. [7]
Over the past few years, the buy now, pay later industry has taken the financing world by storm. Many consumers are familiar with Afterpay, an app that allows customers to purchase products online ...