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Comprehensive coverage. Protects your car from theft, vandalism, weather damage and other non-accident events. Collision coverage. Pays for damage to your car from accidents, whether you hit ...
Learn the difference between common car insurance coverage types and how they work. ... no matter who is at fault in the accident. This coverage is written on a per-person basis, and the coverage ...
5. Illegal activities. Protecting your hard-earned savings means understanding your auto insurance boundaries. Any damage that occurs while using your vehicle for illegal purposes — whether you ...
No-fault systems generally exempt individuals from the usual liability for causing bodily injury if they do so in a car collision; when individuals purchase "liability" insurance under those regimes, the insurance covers bodily injury to the insured party and their passengers in a car collision, regardless of which party would be liable under ordinary legal tort rules.
Depending on the coverage you have on your vehicle, you might be able to file an insurance claim if you damage your car. Collision coverage is typically used when you are at fault in an accident ...
Once a vehicle has been written off and repaired the vehicle may still lose value. Diminished value is the reduction in a vehicle's market value occurring after a vehicle is wrecked and repaired, otherwise called accelerated depreciation. To collect diminished value after a car accident, insurance companies usually ask for a diminished value ...
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