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The New Jersey Department of Banking and Insurance (DOBI) is one of 15 principal departments in New Jersey government. The department's mission is to regulate the banking, insurance and real estate industries in a professional and timely manner that protects and educates consumers and promotes the growth, financial stability and efficiency of these industries. [1]
The reference to 'HUD' in the form's name refers to the Department of Housing and Urban Development. Federal regulations require that unless its use is specifically exempted, either the HUD-1 or the HUD-1A, as appropriate, must be used for all mortgage transactions that are subject to the Real Estate Settlement Procedures Act. Prior to October ...
Florida's Broward County school district — the sixth largest school district in the U.S. — announced this week that it will require students to carry clear backpacks to school next year.
Pickpocketing is a form of larceny that involves the stealing of money or other valuables from the person or a victim's pocket without them noticing the theft at the time. It may involve considerable dexterity and a knack for misdirection. A thief who works in this manner is known as a pickpocket.
Fifteen states require some form of permit (often the same permit as allows a person to carry concealed), and the remaining five states, though not prohibiting the practice in general, do not preempt local laws or law enforcement policies, and/or have significant restrictions on the practice, such as prohibiting it within the boundaries of an ...
Its session laws are published in the Acts of the Legislature of the State of New Jersey, commonly known as the Laws of New Jersey, [4] which are codified in the New Jersey Statutes (N.J.S.), [5] also referred to as the Revised Statutes (R.S.), [5] which are in turn published in the New Jersey Statutes Annotated (N.J.S.A.). [6]
Local government in New Jersey is composed of counties and municipalities. Local jurisdictions in New Jersey differ from those in some other states because the entire area of the state is part of a municipality; each of the 564 municipalities is in exactly one county; and each of the 21 counties has more than one municipality.
United States v. Place, 462 U.S. 696 (1983), is a decision by the Supreme Court of the United States in which the Court held that it does not violate the Fourth Amendment to the U.S. Constitution for a trained police dog to sniff a person's luggage or property in a public place.