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  2. How to clean up credit reports - AOL

    www.aol.com/finance/clean-credit-reports...

    A clean credit report can open the door to better opportunities if unfair, inaccurate negative marks are keeping you from having a better credit score. Better credit may help you financially in ...

  3. Don't fall for a credit repair scam: Clean up your credit for ...

    www.aol.com/finance/credit-repair-160240600.html

    DIY credit repair: 5 steps to clean up your credit When it comes to errors on your credit reports, you have the legal right to get the information removed or fixed for free.

  4. Cheque clearing - Wikipedia

    en.wikipedia.org/wiki/Cheque_clearing

    Cheque clearing (or check clearing in American English) or bank clearance is the process of moving cash (or its equivalent) from the bank on which a cheque is drawn to the bank in which it was deposited, usually accompanied by the movement of the cheque to the paying bank, either in the traditional physical paper form or digitally under a cheque truncation system.

  5. Credit history - Wikipedia

    en.wikipedia.org/wiki/Credit_history

    Time in file (Credit File Age) (15% contribution on the FICO scale): The older the cardholder's credit report, the more stable it is, in general. As such, their score should benefit from an old credit report. This "age" is determined two ways; the age of the cardholder's credit file and the average age of the accounts on their credit file.

  6. 100 Words That Can Change Your Credit History - AOL

    www.aol.com/news/2011-05-31-credit-report...

    I mailed the check on X date and have a copy of the canceled check from my bank. My 3 calls between X date and X date to service representative X have gone unreturned." Avoid emotion.

  7. Check washing - Wikipedia

    en.wikipedia.org/wiki/Check_washing

    Check washing is the process of erasing details from checks to allow them to be rewritten, usually for criminal purposes such as fraudulent withdrawal from the victim's bank account. [ 1 ] Various steps can be taken by the writer of the check to reduce the possibility of falling victim to check washing.

  8. How length of credit history affects your credit score - AOL

    www.aol.com/finance/length-credit-history...

    Key takeaways. Length of credit history makes up 15-20 percent of your credit score. It takes time and responsible use of credit accounts to build a long credit history.

  9. Overview of Experian CreditCenter - AOL Help

    help.aol.com/.../overview-of-experian-creditcenter

    There are three different major credit reporting agencies, Experian, TransUnion, and Equifax that maintain a record of your credit history known as your credit file. Credit scores are based on the information in your credit file at the time it is requested. Your credit file information can vary from agency to agency because some lenders report ...

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