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  2. How to consolidate debt without hurting your credit

    www.aol.com/finance/consolidate-debt-without...

    You can merge multiple monthly payments to different creditors and lenders into one payment to a single source. Depending on the method used, debt consolidation can also help lower your overall ...

  3. 8 Ways to Use a Debt Consolidation Loan for Your Credit Card Debt

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    Debt consolidation offers a way to simplify this burden by combining your various credit card debts into one loan, often with a lower interest rate. ... but when you consolidate that debt, you ...

  4. How to Consolidate Credit Card Debt

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    You’ll likely pay closing costs on a HEL or HELOC loan, which reduce how much you save by consolidating your credit card debt. Repay Credit Card Debt With Retirement Money. You can tap into your ...

  5. How does debt consolidation work? Answers from someone who’s ...

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    You’d have just one monthly payment to manage instead of three.Here’s how a debt consolidation loan can help you save on interest costs. Card 1 has a balance of $5,000 with an APR of 20 percent.

  6. Debt Counselors: Which of These 3 Ways To Consolidate Debts ...

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    “A credit counselor works with creditors to combine debts into one manageable monthly payment while significantly reducing interest rates — even if you have a low credit score or a poor ...

  7. 4 types of debt you can consolidate

    www.aol.com/finance/3-types-debt-consolidate...

    For example, if your APR is 16% on your credit card and you consolidate $10,000 in debt with a new, 24-month personal loan with a 7.5 percent rate, you could save: Nearly $1,100 in interest fees ...

  8. Debt consolidation without a loan: Here’s how to do it

    www.aol.com/finance/alternatives-debt...

    Debt consolidation loans are personal loans that combine multiple high-interest debts into a single account with a fixed rate and repayment term. These loans are issued based on creditworthiness ...

  9. How to use the debt avalanche payment strategy - AOL

    www.aol.com/finance/debt-avalanche-payment...

    If your $1,500 credit card had a minimum payment due of $35 and you were putting in an extra $150, that means you’ll put $185 toward your $3,000 credit card in addition to its minimum payment due.

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