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  2. What happens to your bank account after you die? - AOL

    www.aol.com/finance/what-happens-to-bank-account...

    Name a beneficiary on your bank accounts. Designate a beneficiary for each of your accounts with the bank, credit union or financial institution that manages them. If you have more than one ...

  3. What is a beneficiary? - AOL

    www.aol.com/finance/beneficiary-211500552.html

    If you don’t name a beneficiary on a specific account, the money goes to your estate. From there, the beneficiaries named in your will may be able to inherit the accounts you didn’t designate ...

  4. Totten trust - Wikipedia

    en.wikipedia.org/wiki/Totten_trust

    The name is derived from Matter of Totten, 179 N.Y. 112 (1904), the case decided by the New York Court of Appeals which established the legality of this practice. Although this method of creating a trust did not meet the formal requirements of trust creation, or the testamentary formalities required to make a valid will, the Court noted that such an arrangement typically involved a small ...

  5. Custodial account - Wikipedia

    en.wikipedia.org/wiki/Custodial_Account

    A custodial account is a financial account (such as a bank account, a trust fund or a brokerage account) set up for the benefit of a beneficiary, and administered by a responsible person, known as a legal guardian or custodian, who has a fiduciary obligation to the beneficiary.

  6. What happens to your investment accounts after you die? - AOL

    www.aol.com/finance/what-happens-to-investment...

    You can name adult children ages 18 or older directly as beneficiaries on your accounts through a transfer-on-death designation or in your will, giving them full control of the assets.

  7. Beneficiary - Wikipedia

    en.wikipedia.org/wiki/Beneficiary

    A beneficiary in the broadest sense is a natural person or other legal entity who receives money or other benefits from a benefactor. For example, the beneficiary of a life insurance policy is the person who receives the payment of the amount of insurance after the death of the insured. In trust law, beneficiaries are also known as cestui que use.

  8. What is transfer on death (TOD) for estate planning? - AOL

    www.aol.com/finance/transfer-death-tod-estate...

    A transfer-on-death account is an arrangement that allows the assets held within a brokerage account or bank account to pass directly to a named beneficiary upon the account holder’s death, thus ...

  9. National Electronic Funds Transfer - Wikipedia

    en.wikipedia.org/wiki/National_Electronic_Funds...

    The customer fills up an application form providing details of the beneficiary (like name, bank, branch name, IFSC, account type and account number) and the amount to be remitted. The remitter authorizes his/her bank branch to debit his account and remit the specified amount to the beneficiary.