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  2. What is full-coverage car insurance? - AOL

    www.aol.com/finance/full-coverage-car-insurance...

    With the average full coverage-car insurance policy costing a hefty $2,640 annually, according to Bankrate, you might be wondering if you’re getting optimal value for your hard-earned dollars ...

  3. How to negotiate with a car insurance company after a total loss

    www.aol.com/finance/negotiate-car-insurance...

    In a typical total loss settlement, you are paid for the value of the vehicle, which means the car becomes the legal property of the insurance company. But in some cases, it could take very little ...

  4. 7 surprising situations your standard car insurance won't ...

    www.aol.com/finance/situations-standard-car...

    For instance, if your car's value has dropped to $25,000 but you still owe $30,000 on your loan, gap insurance would cover that $5,000 difference if your car is totaled or stolen.

  5. What is the actual cash value of my car? - AOL

    www.aol.com/finance/actual-cash-value-car...

    Most insurance policies cover the actual cash value of your car in the event of a ... tools to determine your car value. The best tool is a personal decision and depends on what you are trying to ...

  6. Standard auto insurance policies are designed to only cover the current market value of a vehicle when a claim is made. And that value depreciates over time. That's where gap insurance comes in ...

  7. What does car insurance cover? - AOL

    www.aol.com/finance/does-car-insurance-cover...

    New car replacement: If your car is only a few years old and you have full coverage, you may qualify for this coverage. With new car replacement, if your car is totaled, you get the value to ...