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2. Car insurance premium: what is a premium and how is it ... - AOL

   www.aol.com/finance/car-insurance-premium...

   Car insurance companies charge you a premium based on your risk of filing a claim. The more likely you are to file a claim, the higher your insurance premium will typically be.

3. Vehicle insurance in the United States - Wikipedia

   en.wikipedia.org/wiki/Vehicle_insurance_in_the...

   A motor vehicle owner typically pays insurers a monthly or yearly fee, often called an insurance premium. The insurance premium a motor vehicle owner pays is usually determined by a variety of factors including the type of covered vehicle, marital status, credit score, whether the driver rents or owns a home, the age and gender of any covered ...

4. 5 car insurance myths — debunked: Red cars, rate negotiations ...

   www.aol.com/finance/car-insurance-myth-212820623...

   A commonly required liability insurance is $25,000/$50,000/$25,000. Here's how it breaks down: $25,000/$50,000 for personal injury (PI) liability.

5. What is full-coverage car insurance? - AOL

   www.aol.com/finance/full-coverage-car-insurance...

   For example, if you owe $20,000 on your car but it's only worth $16,000, gap insurance covers the $4,000 difference should your car become totaled or stolen. Does my car insurance policy cover ...

6. Underwriting profit - Wikipedia

   en.wikipedia.org/wiki/Underwriting_profit

   Underwriting profit is a term used in the insurance industry. It consists of the earned premium remaining after losses have been paid and administrative expenses have been deducted. It does not include any investment income earned on held premiums. Many companies will eschew underwriting profit in order to gain a greater market share.

7. Vehicle insurance - Wikipedia

   en.wikipedia.org/wiki/Vehicle_insurance

   Vehicle insurance (also known as car insurance, motor insurance, or auto insurance) is insurance for cars, trucks, motorcycles, and other road vehicles. Its primary use is to provide financial protection against physical damage or bodily injury resulting from traffic collisions and against liability that could also arise from incidents in a ...