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  2. Postal savings system - Wikipedia

    en.wikipedia.org/wiki/Postal_savings_system

    [11] [12] These financially underserved communities are left without the ability to have a locally accessible bank account, having a high risk of theft or misappropriation of funds if large amounts of cash are stored at home or else resort to paying costly fees using Canada Post's prepaid reloadable Visa card, [13] inability to get a bank loan ...

  3. Gift card - Wikipedia

    en.wikipedia.org/wiki/Gift_card

    Gift card for a U.S hardware store. A gift card, also known as a gift certificate in North America, or gift voucher or gift token in the UK, [1] is a prepaid stored-value money card, usually issued by a retailer or bank, to be used as an alternative to cash for purchases within a particular store or related businesses.

  4. Credit CARD Act of 2009 - Wikipedia

    en.wikipedia.org/wiki/Credit_CARD_Act_of_2009

    The Credit Card Accountability Responsibility and Disclosure (CARD) Act of 2009 is a federal statute passed by the United States Congress and signed by U.S. President Barack Obama on May 22, 2009. It is a comprehensive credit card reform legislation that aims "to establish fair and transparent practices relating to the extension of credit under ...