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A director of credit and collections is a senior-level employee in an organization's credit department. Job responsibilities may include: Overseeing credit and collection functions; Hiring, firing, evaluating and promoting credit department employees; Administrating credit policies; Evaluating and improving collection effectiveness; Encouraging ...
A credit analyst [1] [2] is a person employed by an organization to analyze the credit worthiness of customers and potential customers, and to assist in the ongoing management, classification and quantification of credit risk thereafter. See Credit analysis § Role and Financial analyst § Corporate and other for discussion.
A credit assistant is a person employed by an organization to provide support services to credit managers, credit analysts and other members of the credit department. This position is often entry level. [1] Job responsibilities may include: Collections; Gathering credit reports, financial histories and other data for credit analysts
A job description or JD is a written narrative that describes the general tasks, or other related duties, and responsibilities of a position. It may specify the functionary to whom the position reports, specifications such as the qualifications or skills needed by the person in the job, information about the equipment, tools and work aids used, working conditions, physical demands, and a ...
Typically, at the end of the assessment, an analyst would provide a rating recommending or investment action: to buy, sell, or hold the security. Senior analysts may actually make the decision to buy or sell for the company or client if they are the ones responsible for managing the assets.
Credit management is the process of granting credit, setting the terms on which it is granted, recovering this credit when it is due, and ensuring compliance with company credit policy, among other credit related functions.