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A no-closing-cost refinance gets rid of the need to pay refinancing fees upfront, but it’s not free. Instead, you’ll finance the closing costs — with interest — as part of your new loan ...
You get two quotes for 30-year loans, a traditional mortgage at 7 percent interest and a no-closing-cost loan at 7.5 percent. Let’s say closing costs on the traditional mortgage come to 3 ...
2. Consider a no-closing-cost refinance. One way to get a low-cost refinance is to avoid closing costs altogether. With a no-closing-cost refinance, you don’t incur any upfront fees. That can ...
No-closing cost refinance: A no-closing cost refinance is any type of refinance that doesn’t require you to pay closing costs on closing day. Instead, you’ll bundle these fees into the new loan.
Continue reading → The post How the No-Closing-Cost Refinance Works appeared first on SmartAsset Blog. However, there is a way to eliminate the out-of-pocket cost when getting a new mortgage.
You plan to stay in your home long enough to recoup the closing costs. With refinancing costs between 2% to 5% of the loan amount, you typically need several years to break even on your monthly ...
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