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  2. How To Calculate CD Interest - AOL

    www.aol.com/calculate-cd-interest-175101582.html

    A bump-rate CD will let you increase your rate, usually one time during the term of your CD, to the current rate. Another option is to strategically ladder your CDs . With CD ladders, your money ...

  3. How to invest with CDs - AOL

    www.aol.com/finance/invest-cds-081806092.html

    $5,000 in a no-penalty CD with a 4.00 percent APY: While this yield is equal to the bank’s standard 1-year CD, it’s still higher than the bank’s 3-month CD.

  4. How do certificates of deposit work? Understanding CDs ... - AOL

    www.aol.com/finance/how-do-cds-work-220139365.html

    Benefits of a CD. Your money is safe. Your initial deposit and interest earned are insured for up to $250,000 per depositor, per institution, by the FDIC or NCUA, making them a safe investment ...

  5. What is a CD (certificate of deposit)? - AOL

    www.aol.com/finance/cd-certificate-deposit...

    A certificate of deposit (CD) is a low-risk deposit account that earns a fixed rate of return. In exchange for this guaranteed yield, you agree to lock up your money until the CD’s term expires.

  6. Short-term CD vs. long-term CD: Which is best for you? - AOL

    www.aol.com/finance/short-term-cd-vs-long...

    Building a CD ladder. A CD ladder is a savings strategy that takes advantage of the benefits of short-, mid- and long-term CDs. Building a CD ladder involves opening several CDs of varying lengths ...

  7. How much should you keep in a CD? Balancing safety and ... - AOL

    www.aol.com/finance/how-much-in-certificate-of...

    A jumbo CD is a certificate of deposit that requires a minimum of $100,000 to open the account. Like regular CDs, jumbo CDs come with a fixed interest rate and term. In the past, jumbo CDs offered ...

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