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2. Historical CD Interest Rates: 1965-2024 - AOL

   www.aol.com/finance/historical-cd-interest-rates...

   The all-time high for CD interest rates was in December 1980, when CD rates reached an average of 18.65%. When was the last time CD rates were 5%? The last time that CD rates were at or above 5% ...

3. History of Federal Open Market Committee actions - Wikipedia

   en.wikipedia.org/wiki/History_of_Federal_Open...

   The effective federal funds rate over time, through December 2023. This is a list of historical rate actions by the United States Federal Open Market Committee (FOMC). The FOMC controls the supply of credit to banks and the sale of treasury securities. The Federal Open Market Committee meets every two months during the fiscal year.

4. Federal funds rate - Wikipedia

   en.wikipedia.org/wiki/Federal_funds_rate

   The target rate remained at 5.25% for over a year, until the Federal Reserve began lowering rates in September 2007. The last cycle of easing monetary policy through the rate was conducted from September 2007 to December 2008 as the target rate fell from 5.25% to a range of 0.00–0.25%.

5. U.S. prime rate - Wikipedia

   en.wikipedia.org/wiki/U.S._Prime_Rate

   The U.S. prime rate is in principle the interest rate at which a supermajority (3/4ths) of American banking institutions grant loans to their most creditworthy corporate clients. [1] As such, it serves as the de facto floor for private-sector lending, and is the baseline from which common "consumer" interest rates are set (e.g. credit card rates).

6. What is compound interest? How compounding works to turn time ...

   www.aol.com/finance/what-is-compound-interest...

   It would take you 60 months (or five years) of $266.67 monthly payments to pay off the balance, and you’d end up paying $5,823.55 in interest over that time — about 37% of your total payments.

7. The Federal Reserve’s latest dot plot, explained — and what ...

   www.aol.com/finance/federal-latest-dot-plot...

   The average 30-year fixed-rate mortgage was 3.28 percent when the Fed officially signaled in its December 2021 dot plot that it planned to raise interest rates in the upcoming year.