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  2. Can you use home equity to buy a second home? - AOL

    www.aol.com/finance/home-equity-buy-second-home...

    Of course, you’ll need enough cash on hand to cover the down payment. Retirement savings: You might be able to put as much as $50,000 towards a second home by taking out a loan from your 401(k ...

  3. Down payment assistance: How it works and how to get it - AOL

    www.aol.com/finance/mortgage-down-payment...

    A homebuyer grant is a type of down payment assistance that provides a one-time cash sum, often in the form of a no-interest second mortgage. The funds don’t have to be repaid. The funds don’t ...

  4. Guide to no-down payment mortgages: Am I eligible? - AOL

    www.aol.com/finance/no-down-payment-mortgage...

    Zero-down mortgages can be particularly beneficial for those buying a home for the first time or with limited savings. ... a no-down payment option that allows the home’s seller to cover the 3 ...

  5. Second mortgage - Wikipedia

    en.wikipedia.org/wiki/Second_mortgage

    The more common of the two is the 80/10/10 mortgage arrangement in which the home buyer is granted an 80 percent loan-to-value (LTV) on the primary mortgage and 10 percent LTV on the second mortgage with a 10 percent down payment. [33] The piggyback second mortgage can also be financed through an 80/20 loan structure.

  6. What is the average down payment for first-time homebuyers? - AOL

    www.aol.com/finance/average-down-payment-first...

    Key takeaways You don’t need to put 20 percent down on a home — the minimum down payment for a house can be much lower. The average down payment on a house for a first-time buyer is just 8 ...

  7. FHA insured loan - Wikipedia

    en.wikipedia.org/wiki/FHA_insured_loan

    In the first case, FHA MIP is automatically removed after 11 years on mortgages where the borrower made an initial down payment of equal to or greater than 10% of the home value. In the second case, FHA MIP can be removed if the borrower pays off or refinances the FHA loan into a conventional loan.

  8. First-time homebuyer guide - AOL

    www.aol.com/finance/first-time-homebuyer-guide...

    A first-time homebuyer is someone who has either never owned a home or who has not owned a home in the last three years. First-time homebuyer programs offer mortgages with low down payment ...

  9. First-time home buyer grant - Wikipedia

    en.wikipedia.org/wiki/First-time_home_buyer_grant

    A similar program called the First Home Owners Grant (FHOG) was introduced in Australia on 1 July 2000, where first time home buyers can receive a $7,000 once off payment to offset the cost of the GST. While the program is offered nationwide, the scheme is funded by the states and territories and subject to respective legislation. [5]