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2. What is a factor rate and how to calculate it - AOL

   www.aol.com/finance/factor-rate-calculate...

   Bankrate insight. Loans with factor rates tend to have short repayment periods of 24 months or less. If it took you two years to pay off a $100,000 loan with $50,000 in interest, you’d pay the ...

3. What are the monthly payments on a $500,000 mortgage? - AOL

   www.aol.com/finance/500000-mortgage-payment...

   Here's a comparison of different loan terms at various interest rates for a $500,000 mortgage. ... for monthly mortgage payments. Factor in all homeownership costs, including taxes, home insurance ...

4. Fact vs. fiction: Top 8 common home equity myths — debunked

   www.aol.com/finance/home-equity-myths-debunked...

   While you may be able to get a lower rate with a student loan, private student loan interest rates range from 4% to 16%. The average 8.41% with a home equity loan could be worth considering ...

5. Factoring (finance) - Wikipedia

   en.wikipedia.org/wiki/Factoring_(finance)

   The advance rate is the percentage of an invoice that is paid out by the factoring company upfront. The difference between the face value of the invoice and the advance rates serves to protect factors against any losses and to ensure coverage for their fees.

6. Factor rate vs. interest rate for business loans - AOL

   www.aol.com/finance/factor-rate-vs-interest-rate...

   Factor rate vs. APR interest rate. Lenders use both factor rates and APR to express the cost of a loan. ... With factor rates, the loan’s term does not influence how much you pay because the ...

7. Loan purpose - Wikipedia

   en.wikipedia.org/wiki/Loan_Purpose

   Pertaining to mortgages and their risk based pricing factors, the loan purpose factor is sub-categorized by purchase, rate and term refinance and cash-out refinance. Lenders assess that a purchase loan contains the least amount of risk and thus 'price' purchase loans most favorably (i.e. no interest rate increase or a risk-based pricing ...