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Car insurance laws in New York. New York is a no-fault state, which means that in addition to liability insurance, drivers need to purchase personal injury protection (PIP). The state also ...
States are generally categorized into two insurance systems — no-fault and at-fault — which strongly impact the type of coverage you need on your car insurance policy and how your claim is paid.
24 states originally enacted no-fault laws in some form between 1970 and 1975; several of them have repealed their no-fault laws over time. Colorado repealed its no-fault system in 2003. Florida's no-fault system sunsetted on 1 October 2007, but the Florida legislature passed a new no-fault law which took effect 1 January 2008.
Third parties, fire and theft is a common insurance policy, while the all-inclusive policies (kasko policy) which include also damages of the vehicle causing the crash or the injuries. It is also common to include a renounce clause of the insurance company to compensate the damages against the insured person in some cases (usually in case of ...
Does my policy have rental car coverage? This is the million-dollar question, and the answer depends on the specific details of your auto insurance policy. Just like snowflakes, no two policies ...
Until 1956, when the New York legislature passed their compulsory insurance law, Massachusetts was the only state in the U.S. that required drivers to get insurance before registration. North Carolina followed suit in 1957 and then in the 1960s and 1970s numerous other states passed similar compulsory insurance laws.