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  2. How to consolidate student loans & why you might want to

    www.aol.com/finance/consolidate-student-loans...

    Retain federal student loan benefits: When you consolidate federal student loans, you can still take advantage of income-driven repayment plans, forgiveness options and repayment hardship plans in ...

  3. Pros and cons of consolidating student loans

    www.aol.com/finance/pros-cons-consolidating...

    Access repayment plans: Some older student loans, such as FFEL loans and Perkins Loans, are not eligible for certain income-driven repayment plans or Public Service Loan Forgiveness (PSLF) unless ...

  4. Have Bad Credit? You Can Still Consolidate Some of Your ...

    www.aol.com/finance/bad-credit-still-consolidate...

    Student loan consolidation combines multiple student loans with different interest rates and term lengths into a single loan. Discover: Top 10 Richest People in the World More: 22 Side Gigs That ...

  5. Federal student loan consolidation - Wikipedia

    en.wikipedia.org/wiki/Federal_student_loan...

    The Federal Loan Consolidation Program was created in 1986. In 1998, the United States Congress changed the interest rate to the aforementioned fixed rate weighted mean, effective February 1, 1999.

  6. Income-driven repayment - Wikipedia

    en.wikipedia.org/wiki/Income-driven_repayment

    However, if a Parent PLUS Loan is consolidated into a Direct Consolidation Loan, then the Direct Consolidation Loan may be repaid under the ICR Plan. [2] Eligible loans for the IBR Plan are all loans made under the Ford Program and Federal Family Education Loan Program except for Parent PLUS Loans.

  7. Student loans: Key deadline looms for certain student loan ...

    www.aol.com/finance/student-loans-key-deadline...

    The majority of loans through the Federal Family Education Loan (FFEL) program are commercially held because the program and Education Department worked with private lenders to provide student ...

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