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  2. How do balance transfers work, and will one work for you? - AOL

    www.aol.com/finance/balance-transfers-one...

    A balance transfer is when you move your balance from one credit card to another offering a lower or 0% annual percentage rate (APR) for a set period of time, usually six months to up to two years ...

  3. Fifth Third Preferred Cash/Back Card: 2% cash back on all ...

    www.aol.com/finance/fifth-third-preferred-cash...

    The Fifth Third Preferred Cash/Back Card trounces competitors with its 2% return rate—and its 0% intro APR offer incentivizes folks with credit card debt to transition.

  4. 8 Best 0% APR Cards You Can Get Right Now - AOL

    www.aol.com/8-best-0-apr-cards-220950391.html

    GOBankingRates has identified some of the best balance transfer credit cards currently offering 0% introductory APRs to new customers.

  5. Credit card balance transfer - Wikipedia

    en.wikipedia.org/wiki/Credit_card_balance_transfer

    A credit card balance transfer is the transfer of the outstanding debt (the balance) in a credit card account to an account held at another credit card company. [1] This process is encouraged by most credit card issuers as a means to attract customers. The new bank/card issuer makes this arrangement attractive to consumers by offering incentives.

  6. BankAmericard® Credit Card: a no annual fee 0% intro APR card ...

    www.aol.com/finance/bankamericard-credit-card-no...

    0% Balance transfer: 0% Intro APR for 18 billing cycles for any balance transfers made in the first 60 days of opening your account, then 16.24% - 26.24% thereafter, plus a balance transfer fee of ...

  7. Credit card interest - Wikipedia

    en.wikipedia.org/wiki/Credit_card_interest

    The general conversion factor for APR to EAR is = (+), where represents the number of compounding periods of the APR per EAR period. For a common credit card quoted at 12.99% APR compounded daily, the one-year EAR is (+), or 13.87%; and if it is compounded monthly, the one-year EAR is (+) or 13.79%. On an annual basis, the one-year EAR for ...

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