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2. Payback period - Wikipedia

   en.wikipedia.org/wiki/Payback_period

   Payback period in capital budgeting refers to the time required to recoup the funds expended in an investment, or to reach the break-even point. [1]For example, a $1000 investment made at the start of year 1 which returned $500 at the end of year 1 and year 2 respectively would have a two-year payback period.

3. Dollar cost averaging - Wikipedia

   en.wikipedia.org/wiki/Dollar_cost_averaging

   For example, stopping one's retirement investment contributions during a declining market on account of the argued weaknesses of DCA would indicate a misunderstanding of those arguments. The financial costs and benefits of systematic (delayed) investing have also been examined in many studies using real market data.

4. Compound interest - Wikipedia

   en.wikipedia.org/wiki/Compound_interest

   Canadian mortgage loans are generally compounded semi-annually with monthly or more frequent payments. [1] U.S. mortgages use an amortizing loan, not compound interest. With these loans, an amortization schedule is used to determine how to apply payments toward principal and interest. Interest generated on these loans is not added to the ...

5. 401(k) - Wikipedia

   en.wikipedia.org/wiki/401(k)

   2) Everyone always receives the same benefit as from a Roth account - the benefit from permanently tax-free profits on after-tax savings. The conceptual understanding [citation needed] is that the contribution's tax reduction is the government investing its money alongside the saver's, for him to invest as he likes. They become co-owners of the ...

6. Amortization schedule - Wikipedia

   en.wikipedia.org/wiki/Amortization_schedule

   This amortization schedule is based on the following assumptions: First, it should be known that rounding errors occur and, depending on how the lender accumulates these errors, the blended payment (principal plus interest) may vary slightly some months to keep these errors from accumulating; or, the accumulated errors are adjusted for at the end of each year or at the final loan payment.

7. AOL Mail

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