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2. Why You Should Buy Longevity Insurance - AOL

   www.aol.com/2015/10/30/why-you-should-buy...

   Getty ImagesDeferred-income annuity sales reached $2.7 billion in 2014, up from about $1 billion in 2012. By Jeff Brown It's a dirty trick of modern life: escaping disease and accident to live ...

3. Longevity insurance - Wikipedia

   en.wikipedia.org/wiki/Longevity_insurance

   Longevity insurance, [1] describes the process of mitigating longevity risk.In the United States, such risk mitigation is often achieved using a longevity annuity [2] or Tontine [dubious – discuss], qualifying longevity annuity contract (QLAC), [3] deferred income annuity, [4] an annuity contract designed to provide a regular income for life starting at a pre-established future age, e.g. 85 ...

4. Annuities in the United States - Wikipedia

   en.wikipedia.org/wiki/Annuities_in_the_United_States

   Life annuities are priced based on the probability of the annuitant surviving to receive the payments. Longevity insurance is a form of annuity that defers commencement of the payments until very late in life. A common longevity contract would be purchased at or before retirement but would not commence payments until 20 years after retirement.

5. What Is a Qualified Longevity Annuity Contract (QLAC)? - AOL

   www.aol.com/news/qualified-longevity-annuity...

   A qualified longevity annuity contract, or QLAC, is a type of annuity contract that you can use to create an additional stream of income in retirement. This type of annuity can offer guaranteed ...

6. Life insurance - Wikipedia

   en.wikipedia.org/wiki/Life_insurance

   Life insurance (or life assurance, especially in the Commonwealth of Nations) is a contract between an insurance policy holder and an insurer or assurer, where the insurer promises to pay a designated beneficiary a sum of money upon the death of an insured person.

7. What Is the Seven-Pay Test For Life Insurance? - AOL

   www.aol.com/finance/seven-pay-test-life...

   A MEC is a life insurance policy that has received excessive deposits over the first seven years of its existence. Violating the seven-year rule produces an irrevocable change to the policy and it ...