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7. Low-Mileage Discounts. If you don't use your car often, you may qualify for a low mileage discount, which kicks in if you drive less than 7,500 miles per year. You may have to submit mileage ...
Afilalo points out that pay-per-mile programs are different from a low-mileage discount, which is a rate reduction for driving under a certain mileage annually — usually 7,500 miles a year.
Let's look at an example: If you're paying $1,500 annually for car insurance and qualify for a 25% telematics discount through safe driving habits, you'd save $375 per year.
The State of California has in existence an automobile Liability insurance program (LCA) that assists people whose income is below a certain level to purchase insurance at greatly reduced rates. The objective is to give all residents of California the opportunity to be insured by providing affordable options. [1]
2. Take advantage of discounts. Another solid strategy when you need to know how to lower your auto insurance rate is to consider discounts. Companies typically offer several discount ...
After talking with my insurance company about my actual mileage (which is much less than 12,000 a year), I was able to confirm that my annual mileage is still low and have my discount reapplied ...
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