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  2. What is a negative balance on your credit card? - AOL

    www.aol.com/finance/negative-balance-credit-card...

    A negative balance on a credit card is typically a positive sign, indicating that the consumer has overpaid for something or received a statement credit. Negative balances can result from refunds ...

  3. How to pay off your credit card debt: A step-by-step game ...

    www.aol.com/finance/how-to-pay-off-credit-card...

    Balance transfer cards offer a solution by letting you move your existing credit card debt to a new card with a 0% intro APR period, typically lasting 12 to 21 months.

  4. What is an outstanding balance on a credit card? - AOL

    www.aol.com/finance/outstanding-balance-credit...

    What is a statement balance? Your credit card statement balance is different from your outstanding balance. This amount is what your credit card bill shows on the date your billing cycle ends, and ...

  5. Statement balance vs. current balance: What’s the difference?

    www.aol.com/finance/statement-balance-vs-current...

    Both your statement balance and current balance can affect your credit score. ... For example, if your credit card balance is $2,000 and your limit is $10,000, then your credit utilization ratio ...

  6. What to know before closing a credit card with a balance - AOL

    www.aol.com/finance/know-closing-credit-card...

    That said, credit card issuers cannot increase your annual fee or charge you new fees after you close a credit card. Closing a card with a balance can also help you avoid paying the annual fee for ...

  7. Is it better to pay off your credit card or keep a balance? - AOL

    www.aol.com/finance/better-pay-off-credit-card...

    Card #1: $500 credit limit, $250 balance Card #2: $2,000 credit limit, $400 balance In this case, your total credit limit is $2,500, and you’re currently using $650 of that limit.

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