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In New Zealand, a trial scheme of EFTPOS began in 1984, with a terminal in a Shell petrol station connected to a bank computer. [32] The Bank of New Zealand introduced EFTPOS in 1985, with the first merchant terminals being installed through a pilot scheme at petrol stations .
PAX Technology S90 credit card terminal with a Visa card inserted.. A payment terminal, also known as a point of sale (POS) terminal, credit card machine, card reader, PIN pad, EFTPOS terminal (or by the older term as PDQ terminal which stands for "Process Data Quickly" [1]), is a device which interfaces with payment cards to make electronic funds transfers.
New Zealand also has a comparatively high number of EFTPOS terminals per capita – over 95,000 terminals as at the end of 2002 or 1 for every 41 inhabitants. EFTPOS transactions in 2002 averaged 148 per capita in number and $52 in value while the number of ATM transactions has levelled at around 50 per capita per annum.
EFTPOS New Zealand Limited [62] New Zealand $70M Provides computer terminals and online payment gateway December 2012 Sektor Group United Arab Emirates $8.2M Provides EFT-POS systems March 2012 Lift Retail Marketing [63] USA n.a. Provides digital marketing systems November 2011 Point International AB [64] Sweden $818M
Tyro was founded in 2003 by Peter Haig, Andrew Rothwell and Paul Wood as MoneySwitch Ltd. Tyro was the first new entrant into the Australian EFTPOS business since 1996. [1] It was the second company in Australia to be granted a Specialist Credit Card Institution (SCCI) licence [2] after GE Capital.
One of the disadvantages of New Zealand's well-established EFTPOS system is that it is incompatible with overseas systems and non-face-to-face purchases. In response to this, many banks since 2005 have introduced international debit cards such as Maestro and Visa Debit which work online and overseas as well as on the New Zealand EFTPOS system.
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