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If you’re going to follow the 4% rule, Sprung suggests making adjustments over time based on your retirement goals. “The 4% rule, like any rule, should be used only as a guideline,” says Sprung.
If you've saved $4 million for retirement, you've got a great foundation. Using the 4% rule, you could withdraw $160,000 per year -- but keep in mind that a more conservative 3.5% rule might be a ...
The post How Long Your Money Could Last Using the 4% Rule appeared first on SmartReads by SmartAsset. The 4% rule is a widely known guideline for retirement spending that says you can safely ...
When it comes to spending money in retirement, there’s one rule of thumb — the 4% rule — that has persisted for decades. The 4% withdrawal rule calls for retirees to withdraw that portion ...
The 4% rule is a popular retirement withdrawal strategy that suggests retirees can safely withdraw the amount equal to 4% of their savings during the year they retire and then adjust for inflation ...
No Retirement Is One-Size-Fits-All. The 4% rule assumes a one-size-fits-all approach, but everyone’s retirement needs are different, Stroup said. ... He described the 4% rule as being “like ...