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The Consumer Federation of America recently released a new report, Best Practices for Identity Theft Services, a follow-up to its 2009 study, To Catch a Thief: Are Identity Theft Services Worth ...
Fair and Accurate Credit Transactions Act; Other short titles: Financial Literacy and Education Improvement Act: Long title: An Act to amend the Fair Credit Reporting Act, to prevent identity theft, improve resolution of consumer disputes, improve the accuracy of consumer records, make improvements in the use of, and consumer access to, credit information, and for other purposes.
According to a comparison from U.S. News and World Report, identity theft protection will cost you about $10 to $40 a month, depending on the plan you select. But you might already get it for free ...
Users of consumer reports; and, Furnishers of consumer information. If a consumer's rights under the FCRA are violated, they can recover: Actual or statutory damages; Attorney's fees; Court costs; and, Punitive damages if the violation was willful. [9] "The threat of punitive damages under 1681n of the FCRA is the primary factor deterring ...
The Disposal Rule set requirements under FACTA for how public and nonpublic entities have to destroy consumer reports in order to prevent unauthorized access to nonpublic consumer information. [12] Under the act, disposal of physical information can be done through the burning, pulverization, and shredding of documents.
Identity Guard: An identity theft protection service brought to you by IBM, Identity Guard scans the web for your personal information, gives you tools for safe browsing, as well as $1 million in ...
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