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  2. What is an insurance claim and when should you file one? - AOL

    www.aol.com/finance/insurance-claim-file-one...

    The process varies from provider to provider, but how you file a car insurance claim usually begins with a phone call, filling out an online form or using your insurance company’s app to begin ...

  3. International Mountain Bicycling Association - Wikipedia

    en.wikipedia.org/wiki/International_Mountain...

    On July 9, 2013, Virginia Governor Bob McDonnell announced that a Richmond Region Ride Center would open in 2014 in the Richmond, Virginia metro region, as the first legacy project of the Richmond 2015 bike race. World summit. Each year, IMBA has a bike races worldwide. Some locations have included Steamboat Springs (2014) and Bentonville ...

  4. Accident insurance - Wikipedia

    en.wikipedia.org/wiki/Accident_insurance

    Like accident insurance, disability insurance pays the insured directly if they are injured in a way covered by the policy. However, disability insurance only pays if the injury prevents the insured from working. [3] Accident insurance benefits are paid whether or not the insured misses work as a result of the accident.

  5. Mountain biking - Wikipedia

    en.wikipedia.org/wiki/Mountain_biking

    Mountain biking (abbr. MTB) is a sport of riding bicycles off-road, often over rough terrain, usually using specially designed mountain bikes.Mountain bikes share similarities with other bikes but incorporate features designed to enhance durability and performance in rough terrain, such as air or coil-sprung shocks used as suspension, larger and wider wheels and tires, stronger frame materials ...

  6. What is accident forgiveness? - AOL

    www.aol.com/finance/accident-forgiveness...

    The small accident forgiveness is if your claim is less than $500 and large accident forgiveness if your claim exceeds $500. The accident forgiveness coverage amount for either program depends on ...

  7. Bicycle Accident Reconstruction and Litigation - Wikipedia

    en.wikipedia.org/wiki/Bicycle_Accident...

    Bicycle Accident Reconstruction and Litigation is a bicycle law treatise in the United States regarding the engineering and legal aspects of bicycle accidents, directed at engineers and attorneys handling bicycle accident cases.

  8. Third-party administrator - Wikipedia

    en.wikipedia.org/wiki/Third-party_administrator

    This term is also now commonly used in commercial general liability (CGL) policies or so called "casualty" business. In these instances, the liability policies are written with a large (in excess of $50,000) self-insured retention (SIR) that operates somewhat like a deductible, but rather than being paid at the end of a claim (when a loss payment is made to a claimant), the money is paid up ...

  9. Reinsurance - Wikipedia

    en.wikipedia.org/wiki/Reinsurance

    For example, an insurance company issues homeowners' policies with limits of up to $500,000 and then buys catastrophe reinsurance of $22,000,000 in excess of $3,000,000. In that case, the insurance company would only recover from reinsurers in the event of multiple policy losses in one event (e.g., hurricane, earthquake, flood).