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2. Who needs a million-dollar life insurance policy?

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   Term life insurance: The most affordable option; term life policies provide coverage for a specific period (10, 20 or 30 years). If you outlive the term, the policy expires without a payout.

3. Life Insurance: How to Choose The Best Option for You ... - AOL

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   Whole life policies: These policies offer fixed premiums, cash value with guaranteed growth, and a guaranteed death benefit. Universal life policies: Universal life policies offer more flexibility.

4. Guide to life insurance

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   Life insurance is designed to provide financial protection for your chosen beneficiaries. Term life insurance is generally affordable with coverage lasting 10 to 30 years, while permanent life ...

5. 47% of Americans overestimate life insurance costs – here’s ...

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   On average, permanent policies like whole or universal life cost 10 to 15 times more than term life policies. Why? Permanent life insurance comes with a savings component that builds cash value ...

6. How to buy life insurance in 8 steps - AOL

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   Pick a life insurance policy type. There are two main types of life insurance: term and permanent. Within permanent insurance, the two primary types are whole life insurance and universal life ...

7. Types of life insurance - AOL

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   Whole life insurance is the most basic form of permanent life insurance coverage. With traditional whole life insurance, both the premium and death benefit typically remain unchanged.