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  2. Cash balance plan - Wikipedia

    en.wikipedia.org/wiki/Cash_balance_plan

    A cash balance plan is a defined benefit retirement plan that maintains hypothetical individual employee accounts like a defined contribution plan.The hypothetical nature of the individual accounts was crucial in the early adoption of such plans because it enabled conversion of traditional plans without declaring a plan termination.

  3. Decisional balance sheet - Wikipedia

    en.wikipedia.org/wiki/Decisional_balance_sheet

    John C. Norcross is among the psychologists who have simplified the balance sheet to four cells: the pros and cons of changing, for self and for others. [19] Similarly, a number of psychologists have simplified the balance sheet to a four-cell format consisting of the pros and cons of the current behaviour and of a changed behaviour. [20]

  4. Pension administration in the United States - Wikipedia

    en.wikipedia.org/wiki/Pension_administration_in...

    Pension administration in the United States is the act of performing various types of yearly service on an organizational retirement plan, such as a 401(k), profit sharing plan, defined benefit plan, or cash balance plan. Increasingly, employers are also implementing these plan types in combination arrangements for greater contribution ...

  5. Can I Cash Out My Pension When Leaving a Job? - AOL

    www.aol.com/finance/cash-pension-leaving-job...

    One common question that arises when leaving a job is whether you can cash out your defined benefit pension plan. Defined benefit pension plans, often referred to as traditional pension plans ...

  6. Retirement plans in the United States - Wikipedia

    en.wikipedia.org/wiki/Retirement_plans_in_the...

    The cash balance plan typically offers a lump sum at and often before normal retirement age. However, as is the case with all defined benefit plans, a cash balance plan must also provide the option of receiving the benefit as a life annuity. The amount of the annuity benefit must be definitely determinable as per IRS regulation 1.412-1.

  7. 10 Pros & 10 Cons of Zero Balance Accounts - AOL

    www.aol.com/finance/10-pros-10-cons-zero...

    One such offer is a zero balance account, which offers businesses an effective way to optimize cash management, improve liquidity, reduce borrowing costs and streamline financial operations.

  8. Pros and Cons of Using a Balance Transfer To Pay Off Credit ...

    www.aol.com/finance/pros-cons-using-balance...

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  9. Dialectical behavior therapy - Wikipedia

    en.wikipedia.org/wiki/Dialectical_behavior_therapy

    Dialectical behavior therapy (DBT) is an evidence-based [1] psychotherapy that began with efforts to treat personality disorders and interpersonal conflicts. [1] Evidence suggests that DBT can be useful in treating mood disorders and suicidal ideation as well as for changing behavioral patterns such as self-harm and substance use. [2]