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A variable-rate CD — also called a flex CD — is a type of certificate of deposit with an interest rate that can fluctuate periodically over the term of the CD based on market conditions.
The service can place multiple millions in deposits per customer and make all of it qualify for FDIC insurance coverage. [3] [4] A customer can achieve a similar result, as far as FDIC insurance is concerned, by going to a traditional deposit broker or opening accounts directly at multiple banks (although depending on the amount this could require a lot more paperwork).
The second occurrence happened when Main Street Bank of Texas closed a group of CDs early without full payment of interest. The bank claimed the disclosures allowed them to do so. [2] The penalty for early withdrawal deters depositors from taking advantage of subsequent better investment opportunities during the term of the CD.
Here are some top-paying no-penalty CDs as of Jan. 9, 2023, and the rates they are paying. SaveBetter. SaveBetter is partnering with Sallie Mae Bank to offer a 14-month no-penalty CD that pays APY ...
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Download time may take 3-4 hours over dial-up. Call 1-888-265-5555 to order a CD for faster installation. ... 1-888-265-5555. Call us today to order a CD or get help ...
Today's best rates of returns are found at FDIC-insured digital banks and online accounts paying out a limited promotion of up to 5.25% APY on a 10-month CD at Langley Federal Credit Union and up ...
The CD takes up to 15 business days (Monday through Friday, excluding weekends) to arrive. If the CD does not arrive after 15 business days, please call 866-541-8233 to reorder the software. Note: All customers (free and paid, AOL and Netscape) are eligible to order an AOL CD.