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2. Credit freeze - Wikipedia

   en.wikipedia.org/wiki/Credit_freeze

   This form of identity theft occurs when a criminal opens credit in another individual's name. In the credit origination process, access to a credit report is critical for a lender to make a risk assessment. Because a credit freeze effectively stops any access to the credit report, it places a block in the process of issuing credit.

3. How to clean up credit reports - AOL

   www.aol.com/finance/clean-credit-reports...

   Key takeaways. Errors and negative information on your credit reports can lower your credit scores. Cleaning up your credit report may help you raise your score and work toward your financial goals.

4. Different credit repair options: How they work and how to choose

   www.aol.com/finance/different-types-credit...

   The credit reporting agencies have 30 days to respond to the dispute, or the items in question must be removed. What to watch out for. Scammers prey on people desperate to fix their credit.

5. How to repair your credit in 5 steps - AOL

   www.aol.com/finance/repair-credit-5-steps...

   Speak to a non-profit credit counselor. They may be able to provide you with a free credit report and credit score and help you understand the finer details of your reports. Explore other services ...

6. AnnualCreditReport.com - Wikipedia

   en.wikipedia.org/wiki/AnnualCreditReport.com

   AnnualCreditReport.com is a website jointly operated by the three major U.S. credit reporting agencies, Equifax, Experian, and TransUnion.The site was created in order to comply with their obligations under the Fair and Accurate Credit Transactions Act (FACTA) [1] to provide a mechanism for American consumers to receive up to three free credit reports per year.

7. Experian Credit Center by AOL | AOL Products

   www.aol.com/products/utilities/experian-credit...

   Help protect your credit with Experian CreditCenter™—24x7 monitoring, 3-bureau reports and fraud support. Stay up-to-date with real-time alerts. Try it now.