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  2. Want a Perfect 850 Credit Score? Do These 5 Things - AOL

    www.aol.com/want-perfect-850-credit-score...

    Recent credit applications, like applying for an auto loan or credit card, can lower your credit score. These hard credit inquiries account for about 10% of your score. This is where having a long ...

  3. How does my credit score affect my loan chances? - AOL

    www.aol.com/finance/does-credit-score-affect...

    How your credit score affects your chance of getting a personal loan. Having a good credit score — either a FICO score of 670 or a VantageScore of 660 — will show lenders that you know how to ...

  4. Does applying for a credit card hurt your credit? - AOL

    www.aol.com/finance/does-applying-credit-card...

    Applying for a credit card or credit line increase carries the risk of a small, temporary credit score drop, although the benefits of a new card and increased available credit could be more than ...

  5. Credit score in the United States - Wikipedia

    en.wikipedia.org/wiki/Credit_score_in_the_United...

    A credit score is a number that provides a comparative estimate of an individual's creditworthiness based on an analysis of their credit report. [1] It is an inexpensive and main alternative to other forms of consumer loan underwriting. Lenders, such as banks and credit card companies, use credit scores to evaluate the risk of lending money to ...

  6. Credit scorecards - Wikipedia

    en.wikipedia.org/wiki/Credit_scorecards

    Lenders, such as banks and credit card companies, use credit scores to evaluate the potential risk posed by lending money to consumers and to mitigate losses due to bad debt. Lenders use credit scores to determine who qualifies for a loan, at what interest rate , and what credit limits. [ 2 ]

  7. What do the different versions of FICO scores mean? - AOL

    www.aol.com/finance/different-versions-fico...

    FICO scores 8 and 9 are commonly used for student loans, personal loans, medical loans, credit card lines and auto loans. ... FICO® Auto Score 8 FICO® Auto Score 4. Used in credit card decisions.