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Unlike traditional pension plans, in which the employer promises a specified monthly benefit at retirement, 401(k) plans are funded by contributions deducted directly from the employee’s paycheck.
Few Americans fully understand how their retirement plans work -- but it is important to learn how your 401k operates if you plan on retiring soon.
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Other Ascensus retirement services include individual 401(k), business 401(k), MEP 401(k), PEP 401(k), defined benefit plans, SEP IRA, profit-sharing, and non-qualified deferred compensation programs.
A 401(k) retirement plan can also be especially useful for people who want to put retirement savings on autopilot. To consider: Sometimes 401(k) plans have account maintenance or other fees ...