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  2. The truth about no-appraisal home equity loans: What ... - AOL

    www.aol.com/finance/what-is-a-no-appraisal-home...

    Personal loans can offer quick access to funds for home improvement projects, debt consolidation and other large fixed expenses without using your home as collateral without using your home as ...

  3. What is a loan-to-value ratio? - AOL

    www.aol.com/finance/loan-value-ratio-184253472.html

    Calculator (Home’s appraised value – down payment) ÷ Appraised value x 100 = LTV ratio ... for example, that you plan to borrow $450,000 for a mortgage on a $500,000 house (assuming you’re ...

  4. Should you use a home equity loan to remodel or ... - AOL

    www.aol.com/finance/home-equity-loan-for...

    Which means your available equity is $70,000 — or your home’s value ($400,000) less your mortgage ... defined costs. Think of a home equity loan as a traditional second mortgage, providing a ...

  5. How to calculate loan payments and costs - AOL

    www.aol.com/finance/calculate-loan-payments...

    If you need to take out a home equity loan, use a home equity loan calculator to see how much your payment would be on the 10-, 15- or even 30-year terms most home equity loan lenders offer.

  6. Housing affordability index - Wikipedia

    en.wikipedia.org/wiki/Housing_Affordability_Index

    A value of 100 means that a family with the median income has exactly enough income to qualify for a mortgage on a median-priced home. An index above 100 signifies that family earning the median income has more than enough income to qualify for a mortgage loan on a median-priced home, assuming a 20% down payment and a qualifying ratio of 25%.

  7. List of U.S. states by median home price - Wikipedia

    en.wikipedia.org/wiki/List_of_U.S._states_by...

    Home prices by county (2021) <$100,000 $200,000 $300,000 $400,000 $500,000 $600,000 $700,000+ Cost of housing by State. This article contains a list of U.S. states and the District of Columbia by median home price, according to data from Zillow.

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