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2. Full tort and limited tort automobile insurance - Wikipedia

   en.wikipedia.org/wiki/Full_tort_and_limited_tort...

   The victim then has the option of bringing charges against the at-fault driver to sue in court for unpaid medical bills, property damage, loss of income, pain, and suffering. Limited tort coverage is less expensive, so it is appealing to consumers as a way to save on their insurance premiums.

3. Income protection insurance - Wikipedia

   en.wikipedia.org/wiki/Income_protection_insurance

   Income Protection Insurance (IPI) also known as loss of earnings insurance is an insurance policy paying benefits to policyholders who are incapacitated and hence unable to work due to illness or accident. This is typically a replacement for lost income suffered by the policy holder. These policies were formerly called Permanent Health ...

4. Insurance policy - Wikipedia

   en.wikipedia.org/wiki/Insurance_policy

   In insurance, the insurance policy is a contract (generally a standard form contract) between the insurer and the policyholder, which determines the claims which the insurer is legally required to pay. In exchange for an initial payment, known as the premium, the insurer promises to pay for loss caused by perils covered under the policy language.

5. 7 surprising situations your standard car insurance won't ...

   www.aol.com/finance/situations-standard-car...

   5. Illegal activities. Protecting your hard-earned savings means understanding your auto insurance boundaries. Any damage that occurs while using your vehicle for illegal purposes — whether you ...

6. What is an insurance claim and when should you file one? - AOL

   www.aol.com/finance/insurance-claim-file-one...

   An auto insurance claim is essentially your way of notifying your insurance provider that you’ll need to use your policy to cover expenses after your car is damaged in a covered incident. The ...

7. I hit a deer and filed a car insurance claim to recoup some ...

   www.aol.com/finance/hit-deer-filed-car-insurance...

   Insurance companies may do this because it's not always possible to determine how badly a car is damaged — and how expensive the fix will be — before the repairs begin.