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2. How to qualify for competitive rates on low-interest personal ...

   www.aol.com/finance/qualify-competitive-rates...

   An excellent credit score gives you the best chance of receiving a low interest rate on a personal loan. Before applying, check your credit report to ensure your score is in the best shape and ...

3. Pros and cons of a balance transfer - AOL

   www.aol.com/finance/pros-cons-balance-transfer...

   “Credit card interest is very high at present, with rates from 18 percent to as high as 27 percent. Banks are allowed to charge high interest because credit card charges are unsecured loans.

4. 5 best debt consolidation options

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   The average credit card currently has an interest rate of nearly 21 percent, compared to 11.93 percent, which is the average rate for personal loans. That said, if you have excellent credit, you ...

5. Choosing a debt consolidation lender: How to find the best

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   Debt consolidation loan interest rates. A debt consolidation loan can provide a lower interest rate than most credit cards. According to Bankrate data, the average personal loan currently has an ...

6. Low-income loans: Personal loans for a tight budget - AOL

   www.aol.com/finance/low-income-loans-personal...

   It’s designed for consolidating high-interest credit card debt. While the minimum interest rate may not seem low, it’s much lower than the average credit card rate, which currently sits at 20. ...

7. Personal loans vs. credit cards: Which is better for you? - AOL

   www.aol.com/finance/personal-loans-vs-credit...

   Personal loans. Credit cards. Average interest rates. 11.91%. 20.75%. Repayment terms. Make fixed monthly payments during a set period, typically between 12 and 84 months