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  2. How bankruptcy affects your mortgage - AOL

    www.aol.com/finance/bankruptcy-affects-mortgage...

    If you’ve filed for Chapter 13, you can apply two years after a discharge or four years after dismissal. In short, after bankruptcy, home loans are off the table for a season. You don’t have ...

  3. Getting a mortgage after bankruptcy: What you need to know - AOL

    www.aol.com/finance/getting-mortgage-bankruptcy...

    After a bankruptcy has discharged and closed, you may be eligible for a conventional mortgage as well as an FHA, VA or USDA loan if you qualify. “But you’ll need to meet the waiting period ...

  4. Can You Get a Mortgage After Bankruptcy? 4 Things To ... - AOL

    www.aol.com/finance/mortgage-bankruptcy-4-things...

    See: 4 Debts That Are Not Discharged in Bankruptcy Also: ... VA Home Loan or FHA mortgage: two years. If you’re itching to become a homeowner sooner rather than later, you may want to consider a ...

  5. Chapter 13, Title 11, United States Code - Wikipedia

    en.wikipedia.org/wiki/Chapter_13,_Title_11...

    The disadvantage of filing for personal bankruptcy is that, under the Fair Credit Reporting Act, a record of this stays on the individual's credit report for up to 7 years (up to 10 years for Chapter 7); [5] still, it is possible to obtain new debt or credit (cards, auto, or consumer loans) after only 12–24 months, and a new FHA mortgage loan just 25 months after discharge, and Fannie Mae ...

  6. Mortgage Forgiveness Debt Relief Act of 2007 - Wikipedia

    en.wikipedia.org/wiki/Mortgage_Forgiveness_Debt...

    Bankruptcy – All debts discharged under a certain bankruptcy are regarded as non-taxable income. Non-recourse loans – In case of non-recourse loans, lenders repossess the property signed as collateral by the borrower as a remedy to resolve the loan repayment default. However, lenders are barred from pursuing their borrowers for the ...

  7. Bankruptcy discharge - Wikipedia

    en.wikipedia.org/wiki/Bankruptcy_discharge

    A bankruptcy discharge is a court order that releases an individual or business from specific debts and obligations they owe to creditors. In other words, it's a legal process that eliminates the debtor's liability to pay certain types of debts they owe before filing the bankruptcy case.