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Refund anticipation loan (RAL) is a short-term consumer loan in the United States provided by a third party against an expected tax refund for the duration it takes the tax authority to pay the refund. The loan term was usually about two to three weeks, related to the time it took the U.S. Internal Revenue Service to deposit refunds in ...
Another provider offered a refund anticipation loan from December 11, 2023, to January 14, 2024, with an almost 36% interest rate and a finance charge of 7.5%.
Tax time has arrived, which means many people are anticipating a handsome refund check in coming weeks. Indeed, getting your hands on a stack of cash from the government can be exciting ...
A refund anticipation loan (RAL) is a tax refund loan that gives you access to your refund before it is delivered by the IRS. Instead, they choose to take out tax refund anticipation loans.
A refund anticipation loan is a loan against your estimated tax return. A tax preparer will calculate what the IRS owes you and loan you a portion of that amount right away.
The company services U.S. taxpayers and provides refund anticipation loans. It is a subsidiary of the Green Dot Corporation. Santa Barbara Tax Products Group is the second largest provider of tax refund-related products behind H&R Block Bank. [1]
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