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  2. 10 Best Debt Consolidation Loans

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    Consolidate your high-interest debt with these top 10 loans offering low rates, fast funding, and flexible terms. Learn how to simplify repayment.

  3. How to consolidate debt without hurting your credit

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    Your credit score: One goal of debt consolidation is to reduce the interest rate on your debt. The idea here is to pay a lower interest rate on a consolidation loan or balance transfer credit card ...

  4. Debt consolidation vs. debt payoff vs. debt counseling: What ...

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    "The ideal candidate for debt consolidation is someone with a credit score of at least 670 and a debt-to-income ratio of 35%, meaning the debt payments are no more than 35% of their income," says ...

  5. How to get a debt consolidation loan with bad credit

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    Bankrate tip. Check with your bank or credit card issuer to see if it offers tools that allow you to see your credit score for free. 2. Shop around

  6. 8 Ways to Use a Debt Consolidation Loan for Your Credit Card Debt

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    Increased Credit Score: While this may take time, a debt consolidation loan can improve your credit score by making on-time payments easier, thus lowering your credit utilization. Having multiple ...

  7. How does debt consolidation work? Answers from someone who’s ...

    www.aol.com/finance/debt-consolidation-loans...

    If you pay down these credit card balances over 12 months, your interest costs would total $927. Suppose you take out a 12-month personal loan for the amount you owe — $8,000 — with a 12 ...

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