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Owner financing is an arrangement in which an owner or seller, rather than a bank or mortgage lender, extends financing to a buyer. This can be a viable option for buyers who don’t qualify for a ...
When used in the context of residential real estate, it is also called "bond-for-title" or "owner financing." [ 1 ] Usually, the purchaser will make some sort of down payment to the seller, and then make installment payments (usually on a monthly basis) over a specified time, at an agreed-upon interest rate , until the loan is fully repaid.
A USDA home loan is different from a traditional mortgage offered in the United States in several ways. USDA loans require no down payment, meaning that it is possible to finance up to 100% of the property value. One must meet the income restrictions for the county in which the buyer is interested. Each county has a maximum Income Requirement.
The house at Traveller's Rest, near Kearneysville, is West Virginia's sole plantation house designated as a National Historic Landmark for its national-level historical significance. As of 2015, the majority of West Virginia's plantation houses remain under private ownership.
CFC manages and funds the Rural Telephone Finance Cooperative (RTFC), [5] an organization that provides financing to the rural telecommunications industry. CFC also manages and funds the National Cooperative Services Corporation (NCSC), [6] an organization that provides electric cooperatives with specialized financing services that supplement the financial services of CFC.
The following are approximate tallies of current listings by county. These counts are based on entries in the National Register Information Database as of April 24, 2008 [2] and new weekly listings posted since then on the National Register of Historic Places web site. [3]
The Commission supervises, regulates, and, where appropriate, investigates the rates, service, operations, affiliated transactions, and other activities of West Virginia public utilities and many common and contract motor carriers of passengers and property within West Virginia. Some of the industries the Commission regulates include:
On July 1, 2008, the company announced the sale of its home lending division to Lone Star Funds for $1.5 billion in cash and the assumption of $4.4 billion in debt and the sale of its manufactured housing loan portfolio, with a face value of $470 million in loans, to Vanderbilt Mortgage and Finance for approximately $300 million.