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While some have been forced to use credit cards to fill the gaps, others have taken withdrawals from their 401(k) or even borrowed from their life insurance plan — the latter of which can be one ...
Since 1951, Globe Life has grown in financial strength and reputation, consistently receiving high industry ratings. Today, Globe Life markets through direct mail, internet, and call center sales. The company's life insurance premium has grown from approximately $221 million in 1998 [ 3 ] to approximately $813 million in 2018.
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Globe Life (GL) is an American financial services holding company listed on the New York Stock Exchange which operates through its wholly owned subsidiaries providing life insurance, annuity, and supplemental health insurance products.
Permanent life insurance is life insurance that covers the remaining lifetime of the insured. A permanent insurance policy accumulates a cash value up to its date of maturation. The owner can access the money in the cash value by withdrawing money, borrowing the cash value, or surrendering the policy and receiving the surrender value.
The cash value of a juvenile life insurance policy can be borrowed or withdrawn at any time. Borrowing using the policy as the sole collateral is typically not a taxable event, although interest must be paid or accrued. A withdrawal up to the cumulative premium (also known as basis) paid into a policy is not subject to taxation.
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