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2. Earnest (company) - Wikipedia

   en.wikipedia.org/wiki/Earnest_(company)

   Earnest provides private student loans and student loan refinancing to borrowers. The company does not focus solely on standard measures such as credit scores but takes a more individualized approach when evaluating borrowers by looking at their education, income potential, spending, and saving habits. [5] [20] [10]

3. How to refinance your student loans in 5 steps - AOL

   www.aol.com/finance/refinance-student-loans-5...

   Earnest. Citizens Bank. SoFi. When researching lenders, you will also want to consider: ... Does refinancing student loans hurt your credit score? When you apply to a refinance lender, the ...

4. What is student loan refinancing and how does it work? - AOL

   www.aol.com/finance/student-loan-refinancing...

   Student loan refinancing involves taking out a new loan to pay off one or more of your current student loans and streamline the repayment process. It can provide a lower interest rate, extend your ...

5. When to refinance your private student loans - AOL

   www.aol.com/finance/refinance-private-student...

   Refinancing private student loans may be a good idea if you can save money in interest, secure a lower monthly payment – or both – or if you’re simply not happy with your current lender. 1 ...

6. Pros and cons of refinancing student loans - AOL

   www.aol.com/finance/pros-cons-refinancing...

   Refinancing student loans can be a tempting option for those struggling with high monthly payments and interest rates. After all, by combining multiple loans into a single loan with lower interest ...

7. How to consolidate student loans & why you might want to

   www.aol.com/finance/consolidate-student-loans...

   Retain federal student loan benefits: When you consolidate federal student loans, you can still take advantage of income-driven repayment plans, forgiveness options and repayment hardship plans in ...