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The average credit score in the U.S. was 715 in 2023, according to Experian, one of three credit reporting bureaus. But a score of 800 or above is considered "exceptional."
The classic FICO credit score (named FICO credit score) is between 300 and 850, and 59% of people had between 700 and 850, 45% had between 740 and 850, and 1.2% of Americans held the highest FICO score (850) in 2019. [15] [16] [17] According to FICO, the median FICO credit score in 2006 was 723 [18] and 721 in 2015. [19]
This guide goes over the main determinants of your credit score, which factors matter the most and more.
In each of these states, the average credit score is well above the national average score of 714. In fact, in the case of Minnesota, the average is 28 points higher. That makes a big difference ...
Experian, one of the three credit reporting bureaus, says the average U.S. credit score is a 715. You need at least a 740 to have a credit score that's considered very good.
As of 2023, the average U.S. credit score was 715, says Experian, one of the three credit reporting bureaus. A score of 715 is considered "good" by Experian's standards. However, a "very good ...