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In 1915, Edward O'Brien began editing The Best American Short Stories.This annual compiled O'Brien's personal selection of the previous year's best short stories. O'Brien claimed to read as many as 8,000 stories a year, and his editions contained lengthy tabulations of stories and magazines, ranked on a scale of zero to three stars, representing O'Brien's notion of their "literary permanence."
The second rate making method is class rating, or manual rating. This rating means that exposures with similar characteristics are placed in the same underwriting class, and each is charged the same rate. The advantage of class rating lies with its easy application and ability to quickly be obtained. [1] The third rate making method is merit ...
A rating system can be any kind of rating applied to a certain application domain. They are often created using a rating scale. Examples include: Motion picture content rating system. Motion Picture Association film rating system; Canadian motion picture rating system; Television content rating system; Video game content rating system; DC ...
Life insurance (or life assurance, especially in the Commonwealth of Nations) is a contract between an insurance policy holder and an insurer or assurer, where the insurer promises to pay a designated beneficiary a sum of money upon the death of an insured person.
This leads to widespread use of life insurance as a tax-efficient method of saving as well as protection in the event of early death. In the United States, the tax on interest income on life insurance policies and annuities is generally deferred. However, in some cases the benefit derived from tax deferral may be offset by a low return. This ...
In France, the rating is defined by the public tourist board (Atout France) using a four-star system (plus "L" for Luxus), which has changed to a five-star system from 2009 on. [5] In South Africa, the Tourist Grading Council of South Africa has strict rules for a hotel types granting up to 5 stars.