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These rules dictate how much you will pay into Social Security and the amount you will receive in retirement.
You can start receiving your Social Security retirement benefits as early as age 62. However, you are entitled to full benefits only when you reach your full retirement age. If you delay taking your benefits from your full retirement age up to age 70, your benefit amount will increase.
The Social Security Retirement benefit is a monthly check that replaces part of your income when you reduce your hours or stop working altogether. It may not replace all your income so it's best to identify other ways to pay for your monthly expenses as you age. Learn how to apply.
The Bipartisan Budget Act of 2015 made some changes to Social Security’s laws about filing for retirement and spousal benefits. Determining when to start your Social Security benefits is a personal decision.
Understand how Social Security fits into your retirement plan by learning how Social Security works, eligibility requirements, and what to consider before applying.
You can start your retirement benefits as early as age 62 or as late as age 70. If you’re preparing to apply for retirement benefits, knowing when you’re eligible to apply and how the system works are the first steps in choosing what age is right for you.
Manage. Already receiving retirement benefits? Go here for resources to maximize your retirement. Understand Your Benefits. Inform Us Of Changes. Use Our Resources And Services To Stay In Control. Keep Your Information Secure. Retirement Online Services.